/*
Theme Name: All Financial Help
Theme URI: https://allfinancialhelp.com/
Author: All Financial Help
Author URI: https://allfinancialhelp.com/
Description: High-performance, SEO-optimized custom WordPress theme for All Financial Help (AFH). Engineered for fast Core Web Vitals, Schema.org rich snippets, and high US Google ranking.
Version: 1.0.0
Requires at least: 5.8
Tested up to: 6.6
Requires PHP: 7.4
Text Domain: allfinancialhelp
*/

/* ==========================================================================
   All Financial Help - Modern High-Converting Responsive Stylesheet
   Optimized for US Audience, Fast Core Web Vitals & E-E-A-T Compliance
   ========================================================================== */

:root {
  --primary: #0f172a;        /* Slate 900 - Deep Trust Navy */
  --primary-light: #1e293b;  /* Slate 800 */
  --brand-blue: #1d4ed8;     /* Royal Blue */
  --brand-blue-hover: #1e40af;
  --accent-green: #059669;   /* Emerald Green - Success/Money */
  --accent-green-light: #d1fae5;
  --accent-green-hover: #047857;
  --bg-main: #f8fafc;        /* Slate 50 */
  --bg-card: #ffffff;
  --text-main: #0f172a;      /* High contrast readability */
  --text-muted: #475569;     /* Slate 600 */
  --text-light: #94a3b8;     /* Slate 400 */
  --border-color: #e2e8f0;   /* Slate 200 */
  --border-focus: #3b82f6;   /* Focus outline */
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.08), 0 2px 4px -2px rgba(0, 0, 0, 0.04);
  --shadow-lg: 0 10px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.05);
  --shadow-xl: 0 20px 35px -5px rgba(0, 0, 0, 0.12), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-full: 9999px;
  --font-sans: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  --transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-sans);
  background-color: var(--bg-main);
  color: var(--text-main);
  line-height: 1.6;
  overflow-x: hidden;
}

a {
  color: var(--brand-blue);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--brand-blue-hover);
  text-decoration: underline;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ==========================================================================
   Header & Navigation
   ========================================================================== */
.site-header {
  background-color: #ffffff;
  border-bottom: 1px solid var(--border-color);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: var(--shadow-sm);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
}

.logo-wrapper {
  display: flex;
  align-items: center;
  gap: 12px;
}

.logo-link {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary);
  text-decoration: none;
  letter-spacing: -0.02em;
}

.logo-badge {
  background: linear-gradient(135deg, var(--brand-blue), #2563eb);
  color: #ffffff;
  font-size: 0.85rem;
  font-weight: 700;
  padding: 4px 8px;
  border-radius: var(--radius-sm);
  display: inline-block;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 28px;
}

.nav-list {
  display: flex;
  list-style: none;
  gap: 24px;
  align-items: center;
}

.nav-link {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-muted);
  text-decoration: none;
  padding: 8px 4px;
}

.nav-link:hover, .nav-link.active {
  color: var(--brand-blue);
  text-decoration: none;
}

.header-cta {
  background-color: var(--brand-blue);
  color: #ffffff !important;
  font-size: 0.9rem;
  font-weight: 700;
  padding: 10px 20px;
  border-radius: var(--radius-full);
  text-decoration: none !important;
  box-shadow: 0 4px 12px rgba(29, 78, 216, 0.25);
  transition: var(--transition);
}

.header-cta:hover {
  background-color: var(--brand-blue-hover);
  transform: translateY(-1px);
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.6rem;
  cursor: pointer;
  color: var(--primary);
}

/* ==========================================================================
   Hero Section with Front-and-Center Loan Form
   ========================================================================== */
.hero-section {
  background: linear-gradient(175deg, #0b192c 0%, #11284a 55%, #193863 100%);
  color: #ffffff;
  padding: 42px 0 52px 0;
  position: relative;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}

.hero-content {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.25);
  color: #e2e8f0;
  font-size: 0.85rem;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  width: fit-content;
  backdrop-filter: blur(8px);
}

.hero-pill .dot {
  width: 8px;
  height: 8px;
  background-color: #10b981;
  border-radius: 50%;
  display: inline-block;
  box-shadow: 0 0 10px #10b981;
}

.hero-title {
  font-size: 2.85rem;
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.03em;
  color: #ffffff;
}

.hero-title .highlight {
  color: #60a5fa;
  background: linear-gradient(90deg, #60a5fa, #93c5fd);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-description {
  font-size: 1.15rem;
  line-height: 1.6;
  color: #cbd5e1;
  max-width: 560px;
}

.hero-benefits {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 8px;
}

.hero-benefits li {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 1rem;
  font-weight: 500;
  color: #f1f5f9;
}

/* Ensure benefits list in light sections or showcases has dark readable text */
.section .hero-benefits li,
.visual-showcase-content .hero-benefits li,
.feature-checklist li {
  color: var(--text-muted);
}

.section .hero-benefits li strong,
.visual-showcase-content .hero-benefits li strong,
.feature-checklist li strong {
  color: var(--primary);
}

.check-icon {
  width: 22px;
  height: 22px;
  background-color: var(--accent-green);
  color: #ffffff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  flex-shrink: 0;
  font-weight: bold;
}

.hero-trust-row {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.rating-stars {
  color: #fbbf24;
  font-size: 1.1rem;
  letter-spacing: 2px;
}

.rating-text {
  font-size: 0.88rem;
  color: #cbd5e1;
}

.rating-text strong {
  color: #ffffff;
}

/* ==========================================================================
   Hero Loan Application Form (Front & Center)
   ========================================================================== */
.loan-form-card {
  background: #ffffff;
  color: var(--text-main);
  border-radius: var(--radius-lg);
  padding: 28px 28px;
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(255, 255, 255, 0.8);
  position: relative;
}

.form-header {
  text-align: center;
  margin-bottom: 18px;
}

.form-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background-color: #ecfdf5;
  color: var(--accent-green);
  border: 1px solid #a7f3d0;
  font-size: 0.78rem;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: var(--radius-full);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: 8px;
}

.form-title {
  font-size: 1.55rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.25;
}

.form-subtitle {
  font-size: 0.88rem;
  color: var(--text-muted);
  margin-top: 4px;
}

.loan-form {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-label {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--text-main);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.form-label .required {
  color: #ef4444;
}

.form-control {
  width: 100%;
  height: 48px;
  padding: 10px 14px;
  font-size: 0.98rem;
  font-family: inherit;
  color: var(--text-main);
  background-color: #ffffff;
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-md);
  transition: var(--transition);
  outline: none;
}

.form-control:focus {
  border-color: var(--brand-blue);
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.15);
}

select.form-control {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 24 24' stroke='%23475569'%3E%3Cpath stroke-linecap='round' stroke-linejoin='round' stroke-width='2' d='M19 9l-7 7-7-7'%3E%3C/path%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-size: 18px;
  padding-right: 40px;
  cursor: pointer;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

/* Amount Selector Tiles (3x2 Grid) */
.amount-selector-tiles {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 6px;
  margin-top: 6px;
}

.amount-tile {
  background-color: #f8fafc;
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-sm);
  padding: 10px 2px;
  text-align: center;
  font-size: 0.76rem;
  font-weight: 700;
  color: var(--text-main);
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
  letter-spacing: -0.2px;
  user-select: none;
}

.amount-tile:hover {
  background-color: #e2e8f0;
  border-color: #94a3b8;
}

.amount-tile.selected {
  background-color: #eff6ff;
  border-color: var(--brand-blue);
  color: var(--brand-blue);
  box-shadow: 0 0 0 1px var(--brand-blue);
}

@media (max-width: 420px) {
  .amount-selector-tiles {
    gap: 4px;
  }
  .amount-tile {
    font-size: 0.70rem;
    padding: 8px 1px;
    letter-spacing: -0.4px;
  }
}

.form-submit-btn {
  background: linear-gradient(135deg, var(--accent-green), var(--accent-green-hover));
  color: #ffffff;
  border: none;
  border-radius: var(--radius-md);
  font-size: 1.15rem;
  font-weight: 800;
  padding: 16px 24px;
  cursor: pointer;
  transition: var(--transition);
  box-shadow: 0 6px 20px rgba(5, 150, 105, 0.35);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  margin-top: 6px;
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

.form-submit-btn:hover {
  background: linear-gradient(135deg, #047857, #065f46);
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(5, 150, 105, 0.45);
}

.form-submit-btn:active {
  transform: translateY(0);
}

.form-security-footer {
  text-align: center;
  margin-top: 14px;
  font-size: 0.78rem;
  color: var(--text-muted);
  line-height: 1.4;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-trust-seals {
  display: flex;
  justify-content: center;
  align-items: center;
  width: 100%;
  margin: 4px 0 2px 0;
}

.form-trust-seals img {
  max-width: 280px;
  width: 100%;
  height: auto;
  display: block;
  object-fit: contain;
}

.security-badges {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-bottom: 4px;
  font-weight: 600;
  color: #1e293b;
}

.security-badge-item {
  display: flex;
  align-items: center;
  gap: 4px;
}

/* ==========================================================================
   Trust Strip
   ========================================================================== */
.trust-strip {
  background-color: #ffffff;
  border-bottom: 1px solid var(--border-color);
  padding: 24px 0;
}

.trust-strip-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 14px;
}

.trust-item-icon {
  width: 44px;
  height: 44px;
  background-color: #eff6ff;
  color: var(--brand-blue);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}

.trust-item-text h4 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 2px;
}

.trust-item-text p {
  font-size: 0.82rem;
  color: var(--text-muted);
}

/* ==========================================================================
   How It Works (3 Steps)
   ========================================================================== */
.section {
  padding: 72px 0;
}

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 52px auto;
}

.section-tag {
  display: inline-block;
  background-color: #dbeafe;
  color: var(--brand-blue);
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  margin-bottom: 12px;
}

.section-title {
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.25;
  letter-spacing: -0.02em;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-muted);
  margin-top: 10px;
  line-height: 1.5;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  position: relative;
}

.step-card {
  background-color: var(--bg-card);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  position: relative;
  text-align: center;
}

.step-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: #cbd5e1;
}

.step-number {
  position: absolute;
  top: -16px;
  left: 50%;
  transform: translateX(-50%);
  width: 36px;
  height: 36px;
  background-color: var(--brand-blue);
  color: #ffffff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.95rem;
  box-shadow: 0 4px 10px rgba(29, 78, 216, 0.3);
}

.step-icon {
  width: 64px;
  height: 64px;
  background: #eff6ff;
  color: var(--brand-blue);
  border-radius: 50%;
  margin: 12px auto 20px auto;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
}

.step-card h3 {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 12px;
}

.step-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.55;
}


/* ==========================================================================
   Loan Products Comparison Matrix
   ========================================================================== */
.table-responsive {
  overflow-x: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border-color);
  background-color: #ffffff;
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

.comparison-table th {
  background-color: #f1f5f9;
  color: var(--primary);
  font-size: 0.92rem;
  font-weight: 700;
  padding: 18px 24px;
  border-bottom: 2px solid var(--border-color);
}

.comparison-table td {
  padding: 20px 24px;
  border-bottom: 1px solid var(--border-color);
  color: var(--text-main);
  font-size: 0.95rem;
}

.comparison-table tr:hover {
  background-color: #f8fafc;
}

.product-name {
  font-weight: 700;
  color: var(--brand-blue);
  display: block;
}

.product-desc {
  font-size: 0.82rem;
  color: var(--text-muted);
  margin-top: 2px;
}

.table-tag {
  display: inline-block;
  padding: 4px 8px;
  border-radius: var(--radius-sm);
  font-size: 0.78rem;
  font-weight: 700;
}

.tag-fast {
  background-color: #ecfdf5;
  color: var(--accent-green);
}

.tag-flexible {
  background-color: #eff6ff;
  color: var(--brand-blue);
}

/* ==========================================================================
   FAQ Section (Accordion)
   ========================================================================== */
.faq-container {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.faq-item {
  background-color: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.faq-question {
  width: 100%;
  padding: 22px 24px;
  text-align: left;
  background: none;
  border: none;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary);
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: inherit;
}

.faq-question:hover {
  color: var(--brand-blue);
}

.faq-chevron {
  font-size: 1.2rem;
  transition: transform 0.3s ease;
  color: var(--text-muted);
}

.faq-item.active .faq-chevron {
  transform: rotate(180deg);
  color: var(--brand-blue);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
  padding: 0 24px;
  color: var(--text-muted);
  font-size: 0.98rem;
  line-height: 1.65;
}

.faq-item.active .faq-answer {
  max-height: 400px;
  padding: 0 24px 24px 24px;
}

/* ==========================================================================
   Comprehensive Legal & YMYL Footer (Mandatory for US Loan SEO)
   ========================================================================== */
.site-footer {
  background-color: #0b1320;
  color: #94a3b8;
  padding: 64px 0 32px 0;
  border-top: 4px solid var(--brand-blue);
  font-size: 0.85rem;
  line-height: 1.65;
}

.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}

.footer-brand h3 {
  color: #ffffff;
  font-size: 1.3rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.footer-brand p {
  color: #94a3b8;
  font-size: 0.9rem;
  margin-bottom: 16px;
}

.footer-col h4 {
  color: #ffffff;
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 16px;
  letter-spacing: -0.01em;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links a {
  color: #94a3b8;
  font-size: 0.88rem;
}

.footer-links a:hover {
  color: #ffffff;
}

.legal-disclosures-box {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-md);
  padding: 24px;
  margin-bottom: 36px;
}

.legal-disclosures-box h5 {
  color: #e2e8f0;
  font-size: 0.88rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 10px;
}

.legal-disclosures-box p {
  font-size: 0.8rem;
  color: #94a3b8;
  margin-bottom: 12px;
}

.legal-disclosures-box p:last-child {
  margin-bottom: 0;
}

/* Footer Trust & Verification Seals Strip */
.footer-trust-strip {
  display: flex;
  justify-content: center;
  align-items: center;
  margin: 28px 0 32px 0;
  padding: 18px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-trust-badge {
  background: #ffffff;
  padding: 8px 24px;
  border-radius: var(--radius-sm);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
}

.footer-trust-badge img {
  max-width: 280px;
  width: 100%;
  height: auto;
  display: block;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 0.82rem;
}

.footer-bottom a {
  color: #cbd5e1;
}

/* ==========================================================================
   Responsive Breakpoints
   ========================================================================== */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .hero-content {
    text-align: center;
    align-items: center;
  }
  
  .hero-description {
    max-width: 100%;
  }
  
  .hero-trust-row {
    justify-content: center;
  }
  
  .trust-strip-inner {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .steps-grid {
    grid-template-columns: 1fr;
  }
  

  .footer-top {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .header-inner {
    height: 64px;
  }
  
  .main-nav {
    display: none; /* Mobile menu toggled via JS */
  }
  
  .mobile-toggle {
    display: block;
  }
  
  .hero-title {
    font-size: 2.1rem;
  }
  
  .loan-form-card {
    padding: 24px 18px;
  }
  
  .amount-selector-tiles {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .form-row {
    grid-template-columns: 1fr;
  }
  
  .trust-strip-inner {
    grid-template-columns: 1fr;
    gap: 16px;
  }
  
  .footer-top {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  
  .footer-bottom {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }

  .footer-trust-badge {
    padding: 6px 14px;
    max-width: 90%;
  }

  .footer-trust-badge img,
  .form-trust-seals img {
    max-width: 250px;
  }
}

/* ==========================================================================
   Multipage Additions: Dropdowns, Breadcrumbs, Inner Heroes, & Sidebars
   ========================================================================== */

/* Navigation Dropdown */
.nav-dropdown {
  position: relative;
}

.dropdown-toggle {
  display: flex;
  align-items: center;
  gap: 4px;
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 250px;
  background-color: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 10px 0;
  list-style: none;
  display: none;
  z-index: 1050;
  animation: fadeIn 0.2s ease;
}

.nav-dropdown:hover .dropdown-menu {
  display: block;
}

.dropdown-link {
  display: block;
  padding: 10px 20px;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--text-main);
  text-decoration: none;
  transition: var(--transition);
}

.dropdown-link:hover {
  background-color: #eff6ff;
  color: var(--brand-blue);
  text-decoration: none;
  padding-left: 24px;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(6px); }
  to { opacity: 1; transform: translateY(0); }
}

/* Breadcrumbs */
.breadcrumb-nav {
  background-color: #ffffff;
  border-bottom: 1px solid var(--border-color);
  padding: 12px 0;
  font-size: 0.85rem;
}

.breadcrumb-list {
  display: flex;
  align-items: center;
  gap: 8px;
  list-style: none;
  color: var(--text-light);
}

.breadcrumb-item a {
  color: var(--text-muted);
  font-weight: 500;
}

.breadcrumb-item a:hover {
  color: var(--brand-blue);
}

.breadcrumb-separator {
  color: var(--text-light);
  font-size: 0.75rem;
}

.breadcrumb-item.active {
  color: var(--primary);
  font-weight: 600;
}

/* Inner Page Hero */
.page-hero {
  background: linear-gradient(175deg, #0b192c 0%, #11284a 60%, #193863 100%);
  color: #ffffff;
  padding: 48px 0;
  position: relative;
}

.page-hero-inner {
  max-width: 800px;
}

.page-hero-title {
  font-size: 2.5rem;
  font-weight: 800;
  line-height: 1.2;
  color: #ffffff;
  margin-bottom: 14px;
  letter-spacing: -0.02em;
}

.page-hero-desc {
  font-size: 1.15rem;
  color: #cbd5e1;
  line-height: 1.6;
}

/* Two-Column Multipage Layout */
.page-layout-grid {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 48px;
  align-items: start;
}

.page-content-col {
  display: flex;
  flex-direction: column;
  gap: 36px;
}

.page-sidebar-col {
  position: sticky;
  top: 96px;
}

/* Rich Article & Content Typography */
.content-block h2 {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 14px;
  line-height: 1.3;
}

.content-block h3 {
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--primary);
  margin: 20px 0 10px 0;
}

.content-block p {
  font-size: 1.05rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 16px;
}

.content-block ul, .content-block ol {
  margin: 12px 0 20px 24px;
  color: var(--text-muted);
  font-size: 1.02rem;
  line-height: 1.7;
}

.content-block li {
  margin-bottom: 8px;
}

/* Pros and Cons Matrix */
.pros-cons-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin: 24px 0;
}

.pro-card {
  background-color: #ecfdf5;
  border: 1px solid #a7f3d0;
  border-radius: var(--radius-md);
  padding: 24px;
}

.con-card {
  background-color: #fef2f2;
  border: 1px solid #fecaca;
  border-radius: var(--radius-md);
  padding: 24px;
}

.pro-card h4 {
  color: var(--accent-green);
  font-weight: 700;
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.con-card h4 {
  color: #dc2626;
  font-weight: 700;
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.pro-card ul, .con-card ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.pro-card li {
  position: relative;
  padding-left: 20px;
  margin-bottom: 8px;
  color: #064e3b;
  font-size: 0.95rem;
}

.pro-card li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--accent-green);
  font-weight: bold;
}

.con-card li {
  position: relative;
  padding-left: 20px;
  margin-bottom: 8px;
  color: #7f1d1d;
  font-size: 0.95rem;
}

.con-card li::before {
  content: "✕";
  position: absolute;
  left: 0;
  color: #dc2626;
  font-weight: bold;
}

/* Eligibility Box */
.eligibility-box {
  background-color: #ffffff;
  border: 2px solid #dbeafe;
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  margin: 20px 0;
}

.eligibility-box h3 {
  color: var(--brand-blue);
  margin-top: 0;
  margin-bottom: 16px;
}

.eligibility-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.eligibility-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.95rem;
  color: var(--text-main);
  font-weight: 600;
}

.eligibility-item span.icon {
  color: var(--accent-green);
  font-weight: bold;
  font-size: 1.1rem;
}

/* Legal Documents */
.legal-document-wrapper {
  background-color: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 48px;
  box-shadow: var(--shadow-sm);
}

.legal-document-wrapper h2 {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--primary);
  margin: 32px 0 12px 0;
  border-bottom: 1px solid var(--border-color);
  padding-bottom: 8px;
}

.legal-document-wrapper h2:first-child {
  margin-top: 0;
}

.legal-document-wrapper p {
  font-size: 0.98rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 16px;
}

/* Contact Cards */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 40px;
}

.contact-info-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 24px;
}

.contact-card {
  background-color: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 24px;
  box-shadow: var(--shadow-sm);
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.contact-card-icon {
  width: 48px;
  height: 48px;
  background-color: #eff6ff;
  color: var(--brand-blue);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
}

.contact-card-content h4 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 4px;
}

.contact-card-content p {
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin: 0;
}

@media (max-width: 1024px) {
  .page-layout-grid {
    grid-template-columns: 1fr;
  }
  
  .page-sidebar-col {
    position: static;
  }
  
  .contact-grid {
    grid-template-columns: 1fr;
  }
  
  .pros-cons-grid {
    grid-template-columns: 1fr;
  }
  
  .eligibility-list {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   Blog Section & Article Typography (High SEO & Readability)
   ========================================================================== */
.blog-filter-bar {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.blog-filter-btn {
  font-family: inherit;
  background-color: #ffffff;
  border: 1.5px solid var(--border-color);
  color: var(--text-muted);
  font-size: 0.9rem;
  font-weight: 700;
  padding: 8px 18px;
  border-radius: var(--radius-full);
  cursor: pointer;
  outline: none;
  transition: var(--transition);
  text-decoration: none;
}

.blog-filter-btn:hover, .blog-filter-btn.active {
  background-color: var(--brand-blue);
  color: #ffffff !important;
  border-color: var(--brand-blue);
  text-decoration: none;
}

.blog-featured-card {
  background-color: #ffffff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-color);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  margin-bottom: 48px;
  transition: var(--transition);
}

.blog-featured-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
}

.blog-featured-img-wrap {
  height: 100%;
  min-height: 320px;
  position: relative;
  overflow: hidden;
}

.blog-featured-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.4s ease;
}

.blog-featured-card:hover .blog-featured-img-wrap img {
  transform: scale(1.04);
}

.blog-featured-content {
  padding: 40px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 14px;
}

.blog-category-tag {
  display: inline-block;
  background-color: #eff6ff;
  color: var(--brand-blue);
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 4px 10px;
  border-radius: var(--radius-sm);
  width: fit-content;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.blog-card {
  background-color: #ffffff;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-color);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: var(--transition);
}

.blog-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.blog-card-img-wrap {
  height: 200px;
  position: relative;
  overflow: hidden;
}

.blog-card-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.4s ease;
}

.blog-card:hover .blog-card-img-wrap img {
  transform: scale(1.05);
}

.blog-card-content {
  padding: 24px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
  gap: 10px;
}

.blog-meta-row {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.8rem;
  color: var(--text-light);
  font-weight: 500;
}

.blog-card-title {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary);
  line-height: 1.4;
  margin: 0;
}

.blog-card-title a {
  color: var(--primary);
  text-decoration: none;
}

.blog-card-title a:hover {
  color: var(--brand-blue);
}

.blog-card-excerpt {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
  flex-grow: 1;
}

.blog-card-footer {
  margin-top: 12px;
  padding-top: 14px;
  border-top: 1px solid var(--border-color);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.85rem;
  font-weight: 700;
}

.read-more-link {
  color: var(--brand-blue);
  display: flex;
  align-items: center;
  gap: 4px;
}

/* Key Takeaways Box (High Readability) */
.key-takeaways-box {
  background: linear-gradient(135deg, #eff6ff 0%, #dbeafe 100%);
  border: 1.5px solid #bfdbfe;
  border-radius: var(--radius-md);
  padding: 24px 28px;
  margin: 28px 0;
}

.key-takeaways-box h3 {
  color: var(--brand-blue);
  font-size: 1.2rem;
  font-weight: 800;
  margin-top: 0;
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.key-takeaways-box ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.key-takeaways-box li {
  position: relative;
  padding-left: 24px;
  margin-bottom: 10px;
  color: #1e3a8a;
  font-size: 0.98rem;
  font-weight: 600;
  line-height: 1.5;
}

.key-takeaways-box li::before {
  content: "✔";
  position: absolute;
  left: 0;
  color: var(--accent-green);
  font-weight: bold;
}

/* Author Box (E-E-A-T) */
.author-bio-card {
  background-color: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 24px;
  margin: 40px 0;
  display: flex;
  align-items: center;
  gap: 20px;
  box-shadow: var(--shadow-sm);
}

.author-avatar {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--brand-blue), #1e293b);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  font-weight: 800;
  flex-shrink: 0;
}

.author-info h4 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 4px;
}

.author-title {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--brand-blue);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: 6px;
}

.author-bio {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin: 0;
}

/* Table of Contents */
.toc-box {
  background-color: #f8fafc;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 20px 24px;
  margin: 24px 0;
}

.toc-box h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 10px;
}

.toc-list {
  list-style: none;
  margin: 0;
  padding: 0;
}

.toc-list li {
  margin-bottom: 8px;
}

.toc-list a {
  color: var(--brand-blue);
  font-size: 0.92rem;
  font-weight: 600;
}

@media (max-width: 1024px) {
  .blog-featured-card {
    grid-template-columns: 1fr;
  }
  
  .blog-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .blog-grid {
    grid-template-columns: 1fr;
  }
  
  .blog-featured-content {
    padding: 24px;
  }
  
  .author-bio-card {
    flex-direction: column;
    text-align: center;
  }
}

/* ==========================================================================
   Image Styles, Author Avatars & Visual Showcases
   ========================================================================== */
.author-avatar img,
.author-photo-img {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid #e2e8f0;
  display: block;
  flex-shrink: 0;
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 28px;
  margin: 36px 0;
}

.team-card {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition);
}

.team-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.team-photo {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  object-fit: cover;
  margin: 0 auto 16px;
  border: 4px solid #dbeafe;
  display: block;
  box-shadow: var(--shadow-sm);
}

.team-name {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 4px;
}

.team-role {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--brand-blue);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 12px;
}

.team-bio {
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* Visual Showcase Banner */
.visual-showcase {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
  margin: 48px 0;
}

.visual-showcase-img-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.visual-showcase-img-wrap img {
  width: 100%;
  height: auto;
  display: block;
  object-fit: cover;
}

.visual-badge-overlay {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(8px);
  border: 1px solid #e2e8f0;
  border-radius: var(--radius-md);
  padding: 12px 18px;
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  gap: 12px;
}

.visual-badge-icon {
  font-size: 1.5rem;
}

.visual-badge-text h5 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary);
  margin: 0 0 2px 0;
}

.visual-badge-text p {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin: 0;
}

@media (max-width: 900px) {
  .visual-showcase {
    grid-template-columns: 1fr;
  }
}